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Agent Information

Joe Cobb

When you want the best...
     Only an Expert will do!
License #: 1250203

Contact Information

Fax: (760) 738-1221

JoeCobb@RealtyExperts.net
1761 S. Escondido Blvd.
Escondido, CA 92025

Agent Profile

About My Services

     As your professional real estate advisor, I focus on client satisfaction. My business is about service and I am not happy until you are happy. My years in the business have provided me the experience to assist you with nearly every real estate need. Whether it's finding you a home, finding the best loan, or helping you to get the most out of selling your home, I am here to guide you. If there is anything I can do for you, please let me know.  

     My specialty is North San Diego County, although I serve all of San Diego County and South Riverside County. I’ve been a resident of California since 1984 and I strive to bring you the best information and offer you outstanding service to help you with your real estate needs. 

     I have a B.A. and M.S. in Education and I am a member of the California Association of Realtors (CAR), National Association of Realtors (NAR), North San Diego County Association of Realtors (NSDCAR), San Diego Creative Investors Association (SDCIA), and the North San Diego Real Estate Investors (NSDREI). 

     You will find that my hard work, meticulous attention to detail, and open and honest communication is given in every transaction to ensure that your transaction closes quickly, smoothly, and timely. As a listing agent, my extensive marketing plan gives homeowners the opportunity to get the maximum value for their home. For buyers, I help negotiate the best possible deal and search until I find the perfect property. Nothing satisfies me more than seeing the smiles that come with a successful sale or the purchase of a lifetime. Thank you for choosing me as your real estate consultant.

Testimonials from my clients

     Carmen is an incredible real estate agent. She goes well beyond the job description. She provides accurate information and all possible options so sound decisions can be made by her client as well as the potential buyer. She truly wants the best for all concerned. Her genuineness, sincerity and total honesty is unusual in the world of real-estate I felt she did an outstanding job in selling my property and her photogenic talents exceeded all expectations. I highly recommend Carmen if you’re interested in buying or selling a property. For great experience, Carmen is the best.      A. Stadler, Escondido

     Carmen was very professional and conducted herself in a very honest and ethical manner throughout the sale of my home. She knows her business well. It was not a simple transaction (probate) yet she handled the details in an excellent fashion that helped the transaction go smoothly. I would not hesitate to recommend her to anyone.     J Woidneck, Escondido

     Carmen, thank you for this opportunity to express our sincerest gratitude to you. We are very pleased with the high quality of service you provided us during our home search, closing, and after closing of escrow. We had never experienced from any other realtor the kind of treatment you extended to us. You stuck with us through thick and thin throughout the negotiation process. You exemplified not only professionalism but also personal affinity with us. You gave us advice that was very helpful to us, first-time homebuyers. Truly you have shown that money is secondary to you in your relationship with your clients. First was your dedication to help us find a property that was ideal for us. And for that we are truly grateful to you. You are one of a kind. We will surely recommend you to all the people we know who are looking for properties because we know that you care about your clients more than you care about your commission.      A & G Gutierrez, Oceanside

     Finding the right realtor was the most important step for us when we decided to buy our own home. When we met Carmen Saunders, we just knew we would find the right house because Carmen would not stop her efforts to find what we wanted. In less than two months we had the keys to our new home. Driving with Carmen to different places was also very enjoyable. She was always very calm, gentle, patient, thoughtful, and knowledgeable. We received all of the information that we needed from her. Even now, we can still call her with any questions! We just love her.      M & A Costa, Carlsbad

     We had a rental house in Poway that was in poor shape. After discovering Carmen, she started guiding us regarding necessary repairs in the house, when to list it, and how much to ask for it so that it would sell. She was involved in every aspect of the transaction including helping us to buy another home in Escondido under a 1031 Exchange. She not only helped in preparing and selling the old home but also in locating and buying the new home. After that transaction, she also helped us to rent the new property. She not only helped us professionally in all transactions but she did it with love and understanding. Needless to say, we have discovered a trusted friend in her by doing business with her. I still can call her anytime if I need help. She was loving, kind, honest and very intuitive in her dealings with us. I would strongly recommend her services to anyone without any hesitation.     R Singh, Poway

     Carmen, there are not enough words for me to express my gratitude and admiration for the true spirit of service that you demonstrated to me in helping me to purchase my first home. You sincerely assisted me in finding the home that was right for me with your patience and diligence. I will fully recommend your services to anyone that is looking to purchase a new home. Thank you.      H. Martinez, Escondido

What I do for my clients

This section has a list of what I do for the seller and what I do for the buyer

What I Do For You / the Seller:

   1.  Provide current market statistics to help you price your home competitively

   2. Provide professional photography services to showcase your home 

   3Bring only qualified buyers to your home  

   4. Generate the maximum number of interested buyers

   5. Market your home through the internet 

6. Advertise your home on various search engines and internet websites and through the use of flyers, realtor caravans, and virtual tours.

7. List your home on the local Multiple Listing Service and on Realtor.com for nationwide exposure

8. Show your home to potential buyers 

9. Negotiate the agreement in your best interest

10. Provide you with all the realtor forms needed to complete your transaction

11. Help coordinate home inspections 

12. Coordinate the escrow process from the beginning of the transaction to the closing of your sale

What I Do For You / the Buyer:

1. Research and select qualified properties for you

2. Help you choose from all available financing options

3. Show you homes that meet your specifications for price, features, size, location, and individual preferences

4. Pre-qualify you for homes you can afford 

5. Provide you with information regarding current home sale statistics, closing costs, local schools, community resources, shopping, transportation, and other relevant data

6.  Write and present your offers and negotiate the best price and terms for your new home

7. Provide you with all the necessary realtor forms to complete your transaction

8. Coordinate all your home inspections

9. Facilitate and guide you through the escrow process

10. Help to make the entire process go smoothly



CA DRE: 1250203
Joe Cobb
Office: Administrator
Languages: English
Fax: (760) 738-1221

J & P Financial Inc., DBA. RealtyExperts.net
PO BOX 28249
SAN DIEGO, CA 92198

License ID#: 01250203
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